Protecting consumers against abusive debt recovery practices: lessons from Germany and the Baltic States

The seminar “Abusive debt recovery practices: lessons from the Baltic States and Germany” will be held in the University of Tartu, School of Law (Tallinn, Kaarli pst 3, Estonia) on 19th September 2024.

The participants of the project will gather comparative knowledge on the debt recovery practices in Germany and Baltics and discuss solutions that are available (or missing) in respective jurisdictions. Among others, it is analysed how unfair commercial practices and data protection rules can be utilized to protect consumers against abusive debt collectors.

10.30 - 10.40	Welcome
10.40 - 11.00	Consumers and debt recovery in Estonia: an introduction
	Karin Sein, University of Tartu
11.00 - 11.20	Debt recovery in Estonia - business perspective
	Merle Laurimäe, OÜ Julianus Inkasso
11.20 - 11.40	Personal Data Protection Act § 10 and the main problems regarding payment default complaints in the Estonian Data Protection Inspectorate
	Grete Liis Kalev, Estonian Data Protection Inspectorate
11.40 - 12.00	Examples of unfair commercial practices by Estonian debt collection agencies and possible legislative solutions
	Anastassia Nõmmik, Estonian Ministry of Finance
12.00 - 12.30	Discussion
12.30 - 13.30	Lunch
13.30 - 13.50	Debt Recovery Practices and Consumer Protection in Latvia
	Vadim Mantrovs, University of Latvia
13.50 - 14.10	Unfair Debt Recovery Practices in Latvia
	Zanda Dāvida, University of Latvia
14.10 - 14.30	Unfair Debt Recovery Practices and Lithuanian law
	Laurynas Didžiulis, University of Vilnius
14.30-15.00	Discussion
15.00 - 15.20	Coffee break
15.20 - 15.45	Debt collection in Germany between public law regulation, consumer protection, unfair commercial practices and data protection law
	Peter Rott, University of Oldenburg
15.45 - 16.45	Workshop/discussion: what could we learn from each other?
16.45 - 17.00	Conclusions
	Karin Sein, University of Tartu and Peter Rott, University of Oldenburg
17.00	End of seminar

Seating is limited. Registration is open until 10th September 2024.

Tarbijate kaitse kuritarvituste eest võlgade sissenõudmisel: Balti riikide ja Saksamaa õppetunnid

This project of the Baltic-German University Liaison Office is supported by the German Academic Exchange Service (DAAD) with funds from the Foreign Office of the Federal Republic Germany.

19 Sep